Terms Of Use

1.     ACCEPTANCE OF TERMS

The services that Utsaah Dial On Service Private Limited provides to User are subject to the following Terms of Use (“TOU”). Utsaah Dial On Service Private Limited reserves the right to update the TOU at any time without notice to User. The most current version of the TOU can be reviewed by clicking on the “Terms of Use” hypertext link located at the bottom of our Web pages.

A.    This Agreement, which incorporates by reference other provisions applicable to use of https://www.dialonfinancialservices.com, including, but not limited to, supplemental terms and conditions set forth hereof (“Supplemental Terms”) governing the use of certain specific material contained in https://www.dialonfinancialservices.com, sets forth the terms and conditions that apply to use of https://www.dialonfinancialservices.com by User. By using Utsaah Dial On Service Private Limited (other than to read this Agreement for the first time), User agrees to comply with all of the terms and conditions hereof. The right to use https://www.dialonfinancialservices.com is personal to User and is not transferable to any other person or entity. User is responsible for all use of User’s Account (under any screen name or password) and for ensuring that all use of User’s Account complies fully with the provisions of this Agreement. User shall be responsible for protecting the confidentiality of User’s password(s), if any.

B.      Utsaah Dial On Service Private Limited shall have the right at any time to change or discontinue any aspect or feature of https://www.dialonfinancialservices.com, including, but not limited to, content, hours of availability, and equipment needed for access or use

2.     Changed Terms

Utsaah Dial On Service Private Limited shall have the right at any time to change or modify the terms and conditions applicable to User’s use of https://www.dialonfinancialservices.com, or any part thereof, or to impose new conditions, including, but not limited to, adding fees and charges for use. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to, posting on https://www.dialonfinancialservices.com, or by electronic or conventional mail, or by any other means by which User obtains notice thereof. Any use of https://www.dialonfinancialservices.com by User after such notice shall be deemed to constitute acceptance by User of such changes, modifications or additions.

3.     DESCRIPTION OF SERVICES

Through its Web property, Utsaah Dial On Service Private Limited provides User with access to a variety of resources, including download areas, communication forums and product information (collectively “Services”). The Services, including any updates, enhancements, new features, and/or the addition of any new Web properties, are subject to the TOU.

4.     Equipment

User shall be responsible for obtaining and maintaining all telephone, computer hardware, software and other equipment needed for access to and use of https://www.dialonfinancialservices.com and all charges related thereto.

5.     User Conduct

A.    User shall use https://www.dialonfinancialservices.com for lawful purposes only. User shall not post or transmit through https://www.dialonfinancialservices.com any material which violates or infringes in any way upon the rights of others, which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law, or which, without Utsaah Dial On Service Private Limited] ‘s express prior approval, contains advertising or any solicitation with respect to products or services. Any conduct by a User that in Utsaah Dial On Service Private Limited ‘s discretion restricts or inhibits any other User from using or enjoying https://www.dialonfinancialservices.com will not be permitted. User shall not use https://www.dialonfinancialservices.com to advertise or perform any commercial solicitation, including, but not limited to, the solicitation of users to become subscribers of other on-line information services competitive with Utsaah Dial On Service Private Limited.

B.    https://www.dialonfinancialservices.com contains copyrighted material, trademarks and other proprietary information, including, but not limited to, text, software, photos, video, graphics, music and sound, and the entire contents of https://www.dialonfinancialservices.com are copyrighted as a collective work under the India copyright laws. Utsaah Dial On Service Private Limited owns a copyright in the selection, coordination, arrangement and enhancement of such content, as well as in the content original to it. User may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit, any of the content, in whole or in part. User may download copyrighted material for User’s personal use only. Except as otherwise expressly permitted under copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of downloaded material will be permitted without the express permission of Utsaah Dial On Service Private Limited and the copyright owner. In the event of any permitted copying, redistribution or publication of copyrighted material, no changes in or deletion of author attribution, trademark legend or copyright notice shall be made. User acknowledges that it does not acquire any ownership rights by downloading copyrighted material.

C.            User shall not upload, post or otherwise make available on https://www.dialonfinancialservices.com any material protected by copyright, trademark or other proprietary right without the express permission of the owner of the copyright, trademark or other proprietary right and the burden of determining that any material is not protected by copyright rests with User. User shall be solely liable for any damage resulting from any infringement of copyrights, proprietary rights, or any other harm resulting from such a submission. By submitting material to any public area of https://www.dialonfinancialservices.com User automatically grants, or warrants that the owner of such material has expressly granted Utsaah Dial On Service Private Limited] the royalty-free, perpetual, irrevocable, non- exclusive right and license to use, reproduce, modify, adapt, publish, translate and distribute such material (in whole or in part) worldwide and/or to incorporate it in other works in any form, media or technology now known or hereafter developed for the full term of any copyright that may exist in such material. User also permits any other User to access, view, and store or reproduces the material for that User’s personal use. User hereby grants Utsaah Dial On Service Private Limited] the rights to edit, copy, publish and distribute any material made available on https://www.dialonfinancialservices.com by User.

D.    The foregoing provisions of Section 5 are for the benefit of Utsaah Dial On Service Private Limited], its subsidiaries, affiliates and its third party content providers and licensors and each shall have the right to assert and enforce such provisions directly or on its own behalf.

6.     USE OF SERVICES

The Services may contain email services, bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, photo albums, file cabinets and/or other message or The Services may contain email services, bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, photo albums, file cabinets and/or other message or only to post, send and receive messages and material that are proper and, when applicable, related to the particular Communication Service. By way of example, and not as a limitation, User agrees that when using the Communication Services, User will not:

  1. Use the Communication Services in connection with surveys, contests, pyramid schemes, chain letters, junk email, spamming or any duplicative or unsolicited messages (commercial or otherwise).
  2. Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  3. Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others
  4. Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others limitation, copyright or trademark laws (or by rights of privacy or publicity) unless User own or control the rights thereto or have received all necessary consent to do the same.
  5. Use any material or information, including images or photographs, which are made available through the Services in any manner that infringes any copyright, trademark, patent, trade secret or other proprietary right of any party.
  6. Upload files that contain viruses, Trojan horses, worms, time bombs, cancelbots, corrupted files, or any other similar software or programs that may damage the operation of another’s computer or property of another.
  7. Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Services specifically allows such messages
  8. Download any file posted by another user of a Communication Service that User know, or reasonably should know, cannot be legally reproduced, displayed, performed, and/or distributed in such manner.
  9. Falsify or delete any copyright management information, such as author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
  10. Restrict or inhibit any other user from using and enjoying the Communication Services.
  11. Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
  12. Harvest or otherwise collect information about others, including email addresses.
  13. Violate any applicable laws or regulations.
  14. Create a false identity for the purpose of misleading others.
  15. Use, download or otherwise copy, or provide (whether or not for a fee) to a person or entity any directory of users of the Services or other user or usage information or any portion thereof.

Utsaah Dial On Service Private Limited] has no obligation to monitor the Communication Services. However, Utsaah Dial On Service Private Limited] reserves the right to review materials posted to the Communication Services and to remove any materials in its sole discretion. Utsaah Dial On Service Private Limited] reserves the right to terminate User’s access to any or all of the Communication Services at any time, without notice, for any reason whatsoever. Utsaah Dial On Service Private Limited] reserves the right at all times to disclose any information as it deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Utsaah Dial On Service Private Limited]’s sole discretion.

Always use caution when giving out any personally identifiable information in any Communication Services. Utsaah Dial On Service Private Limited] does not control or endorse the content, messages or information found in any Communication Services and, therefore, Utsaah Dial On Service Private Limited] specifically disclaims any liability with regard to the Communication Services and any actions resulting from User’s participation in any Communication Services. Managers and hosts are not authorized Utsaah Dial On Service Private Limited] spokespersons, and their views do not necessarily reflect those of Utsaah Dial On Service Private Limited].

7.     MEMBER ACCOUNT, PASSWORD, AND SECURITY

If any of the Services requires User to open an account, User must complete the registration process by providing Utsaah Dial On Service Private Limited with current, complete and accurate information as prompted by the applicable registration form. User also will choose a password and a user name. User is entirely responsible for maintaining the confidentiality of User’s password and account. Furthermore, User is entirely responsible for any and all activities that occur under User’s account. User agrees to notify Utsaah Dial On Service Private Limited] immediately of any unauthorized use of User’s account or any other breach of security. Utsaah Dial On Service Private Limited] will not be liable for any loss that User may incur as a result of someone else using User’s password or account, either with or without User’s knowledge. However, User could be held liable for losses incurred by Utsaah Dial On Service Private Limited or another party due to someone else using User’s account or password. User may not use anyone else’s account at any time, without the permission of the account holder.

8.     NOTICES REGARDING SOFTWARE, DOCUMENTS AND SERVICES AVAILABLE ON THIS SITE.

IN NO EVENT SHALL Utsaah Dial On Service Private Limited AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF SOFTWARE, DOCUMENTS, PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR INFORMATION AVAILABLE FROM THE SERVICES.

9.     Disclaimer of Warranty; Limitation of Liability

A.    USER EXPRESSLY AGREES THAT USE OF [HTTPS://WWW.DIALONFINANCIALSERVICES.COM] IS AT USER’S SOLE RISK. NEITHER Utsaah Dial On Service Private Limited], ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT [HTTPS://WWW.DIALONFINANCIALSERVICES.COM] WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF [HTTPS://WWW.DIALONFINANCIALSERVICES.COM], OR AS TO THE ACCURACY, RELIABILITY OR CONTENT OF ANY INFORMATION, SERVICE, OR MERCHANDISE PROVIDED THROUGH [HTTPS://WWW.DIALONFINANCIALSERVICES.COM].

B.    [HTTPS://WWW.DIALONFINANCIALSERVICES.COM] IS PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES WHICH ARE IMPLIED BY AND INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT.

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10.  LINKS TO THIRD PARTY SITES

THE LINKS IN THIS AREA WILL LET YOU LEAVE Utsaah Dial On Service Private Limited’S SITE. THE LINKED SITES ARE NOT UNDER THE CONTROL OF Utsaah Dial On Service Private Limited AND Utsaah Dial On Service Private Limited] IS NOT RESPONSIBLE FOR THE CONTENTS OF ANY LINKED SITE OR ANY LINK CONTAINED IN A LINKED SITE, OR ANY CHANGES OR UPDATES TO SUCH SITES. Utsaah Dial On Service Private Limited] IS NOT RESPONSIBLE FOR WEBCASTING OR ANY OTHER FORM OF TRANSMISSION RECEIVED FROM ANY LINKED SITE. Utsaah Dial On Service Private Limited] IS PROVIDING THESE LINKS TO YOU ONLY AS A CONVENIENCE, AND THE INCLUSION OF ANY LINK DOES NOT IMPLY ENDORSEMENT BY Utsaah Dial On Service Private Limited] OF THE SITE.

Utsaah Dial On Service Private Limited  is a distributor (and not a publisher) of content supplied by third parties and Users. Accordingly, Utsaah Dial On Service Private Limited]  has no more editorial control over such content than does a public library, bookstore, or newsstand. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, Users or any other user of [HTTPS://WWW.DIALONFINANCIALSERVICES.COM], are those of the respective author(s) or distributor(s) and not of Utsaah Dial On Service Private Limited. Neither Utsaah Dial On Service Private Limited] nor any third- party provider of information guarantees the accuracy, completeness, or usefulness of any content, nor its merchantability or fitness for any particular purpose.

In many instances, the content available through [HTTPS://WWW.DIALONFINANCIALSERVICES.COM] represents the opinions and judgments of the respective information provider, User, or other user not under contract with Utsaah Dial On Service Private Limited]. Utsaah Dial On Service Private Limited] neither endorses nor is responsible for the accuracy or reliability of any opinion, advice or statement made on [HTTPS://WWW.DIALONFINANCIALSERVICES.COM] by anyone other than authorized Utsaah Dial On Service Private Limited] employee spokespersons while acting in their official capacities. Under no circumstances will Utsaah Dial On Service Private Limited] be liable for any loss or damage caused by a User’s reliance on information obtained through [HTTPS://WWW.DIALONFINANCIALSERVICES.COM]. It is the responsibility of User to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through Utsaah Dial On Service Private Limited]. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.

11.  UNSOLICITED IDEA SUBMISSION POLICY

Utsaah Dial On Service Private Limited] OR ANY OF ITS EMPLOYEES DO NOT ACCEPT OR CONSIDER UNSOLICITED IDEAS, INCLUDING IDEAS FOR NEW ADVERTISING CAMPAIGNS, NEW PROMOTIONS, NEW PRODUCTS OR TECHNOLOGIES, PROCESSES, MATERIALS, MARKETING PLANS OR NEW PRODUCT NAMES. PLEASE DO NOT SEND ANY ORIGINAL CREATIVE ARTWORK, SAMPLES, DEMOS, OR OTHER WORKS. THE SOLE PURPOSE OF THIS POLICY IS TO AVOID POTENTIAL MISUNDERSTANDINGS OR DISPUTES WHEN Utsaah Dial On Service Private Limited]’S PRODUCTS OR MARKETING STRATEGIES MIGHT SEEM SIMILAR TO IDEAS SUBMITTED TO Utsaah Dial On Service Private Limited]. SO, PLEASE DO NOT SEND YOUR UNSOLICITED IDEAS TO Utsaah Dial On Service Private Limited] OR ANYONE AT Utsaah Dial On Service Private Limited]. IF, DESPITE OUR REQUEST THAT YOU NOT SEND US YOUR IDEAS AND MATERIALS, YOU STILL SEND THEM, PLEASE UNDERSTAND THAT Utsaah Dial On Service Private Limited] MAKES NO ASSURANCES THAT YOUR IDEAS AND MATERIALS WILL BE TREATED AS CONFIDENTIAL OR PROPRIETARY.

12.  Monitoring

Utsaah Dial On Service Private Limited] shall have the right, but not the obligation, to monitor the content of [HTTPS://WWW.DIALONFINANCIALSERVICES.COM], including chat rooms and forums, to determine compliance with this Agreement and any operating rules established by Utsaah Dial On Service Private Limited] and to satisfy any law, regulation or authorized government request. Utsaah Dial On Service Private Limited] shall have the right in its sole discretion to edit, refuse to post or remove any material submitted to or posted on [HTTPS://WWW.DIALONFINANCIALSERVICES.COM]. Without limiting the foregoing, Utsaah Dial On Service Private Limited] shall have the right to remove any material that Utsaah Dial On Service Private Limited], in its sole discretion, finds to be in violation of the provisions hereof or otherwise objectionable.

13.  Indemnification

User agrees to defend, indemnify and hold harmless Utsaah Dial On Service Private Limited], its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorneys’ fees, arising out of the use of Utsaah Dial On Service Private Limited] by User or User’s Account.

14.  Termination

Either Utsaah Dial On Service Private Limited or User may terminate this Agreement at any time. Without limiting the foregoing, Utsaah Dial On Service Private Limited shall have the right to immediately terminate User’s Account in the event of any conduct by User which Utsaah Dial On Service Private Limited, in its sole discretion, considers being unacceptable, or in the event of any breaching by User of this Agreement.

15.  Miscellaneous

This Agreement and any operating rules for [HTTPS://WWW.DIALONFINANCIALSERVICES.COM] established by Utsaah Dial On Service Private Limited] constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter. This Agreement shall be construed in accordance with the laws of the [YOUR STATE/PROVINCE], [YOUR COUNTRY], without regard to its conflict of laws rules. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. The section headings used herein are for convenience only and shall not be given any legal import.

16.  COPYRIGHT NOTICE

Utsaah Dial On Service Private Limited its logos are trademarks of Utsaah Dial On Service Private Limited, All rights reserved. All other trademarks appearing on Utsaah Dial On Service Private Limited are the property of their respective owners.

17.  TRADEMARKS

The names of actual companies and products mentioned herein may be the trademarks of their respective owners. The example companies, organizations, products, domain names, email addresses, logos, people and events depicted herein are fictitious. No association with any real company, organization, product, domain name, email address, logo, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.